Millions of Nigerians remain underbanked or entirely excluded from formal financial systems due to a lack of traditional credit history. This exclusion limits their access to affordable loans and other financial services, forcing many to rely on informal and high-cost options.
The Solution
Building Financial Identity: eSuSuSocial leverages alternative data like bill payments, mobile recharges, and social media activity to create a financial identity for the credit-invisible.
Access to Ethical Lenders: Borrowers are connected to lenders who are willing to look beyond traditional credit histories, offering fair access to credit.
Empowering Borrowers: By strengthening their creditworthiness, borrowers can improve their chances of loan approvals and achieve greater financial stability.
Simplified Process: eSuSuSocial’s real-time credit scoring makes applying for loans faster and more straightforward.
