No, eSuSuSocial does not provide loans directly. It connects borrowers to partner lenders who evaluate the provided credit score and decide on loan approvals.
You can improve your score by consistently paying your bills, keeping a steady income, avoiding overdue payments, and maintaining healthy digital activity.
Yes, eSuSuSocial prioritizes your data privacy and security. All data is encrypted, and we comply with global data protection regulations like GDPR and NDPR.
With your permission, eSuSuSocial collects data such as utility payments, mobile phone usage, social media activity, rent payments, and other relevant information to build your credit profile.
eSuSuSocial helps you build a financial identity, making it easier to access loans and other financial services, even if you lack a traditional credit history.
eSuSuSocial collects and analyzes user-permissioned alternative data to generate a credit score. This score is then used to match borrowers with lenders who can offer loans based on their risk profile.
Alternative data refers to non-traditional data sources such as utility bill payments, telecom data, social media activity, rental payments, and other transactional behaviors that help assess creditworthiness.
eSuSuSocial is an online platform designed to empower underbanked individuals by building credit histories using alternative data sources. It bridges the gap between borrowers and lenders, enabling financial inclusion.
eSuSuSocial is ideal for individuals with little or no traditional credit history but who have steady income and are digitally active. Lenders and financial institutions can also use the platform to assess the creditworthiness of new customers.
Yes, by providing comprehensive risk assessments using alternative data, lenders can make more informed decisions, reducing the likelihood of defaults.
eSuSuSocial provides lenders with access to a new segment of pre-qualified borrowers who may not have traditional credit histories. The platform uses alternative data to assess risk profiles and generate credit scores.
The eSuSuSocial credit score is powered by advanced machine learning algorithms that analyze diverse data sources, ensuring accuracy and predictive reliability.
eSuSuSocial only shares your data with lenders when you apply for a loan, and only with your explicit consent. We do not sell your data to third parties.
In the unlikely event of a data breach, eSuSuSocial will follow its incident response plan, including notifying affected users, mitigating the breach, and taking corrective actions.
eSuSuSocial is designed with high availability in mind. In the rare event of downtime, our technical team works to restore services immediately while ensuring minimal disruption.