eSuSuSocial collects and analyzes user-permissioned alternative data to generate a credit score. This score is then used to match borrowers with lenders who can offer loans based on their risk profile.
Alternative data refers to non-traditional data sources such as utility bill payments, telecom data, social media activity, rental payments, and other transactional behaviors that help assess creditworthiness.
eSuSuSocial is an online platform designed to empower underbanked individuals by building credit histories using alternative data sources. It bridges the gap between borrowers and lenders, enabling financial inclusion.
eSuSuSocial is ideal for individuals with little or no traditional credit history but who have steady income and are digitally active. Lenders and financial institutions can also use the platform to assess the creditworthiness of new customers.